Bank of Lewellen Accounts and Fees Regular Checking One Minimum to Open: $50.00 Account Fees: $6.00 Base Service Charge if minimum daily banance is below $250.00 in statement cycle + Free Visa Check Card to qualifying accounts + Free Notary Services 62+ Checking Minimum to Open: $50.00 Account Fees: $5.00 Base Service Charge is applied if balance drops below $100.00 during statement cycle. + Primary account holder must be at least 62 years of age +One free box of checks per year per holder over 62 +Free Visa Check Card to qualifying accounts +Free Notary Services Free Checking Minimum to Open: None Account Fees: Free + No minimum balance requirement + Free Notary Services + Free check safekeeping Student Checking Minimum to Open: None Account Fees: Free Must be a full-time student (12 or more hours per semester) Must have a parent or guardian as joint account holder +First box of checks free + Free Visa Check Card to qualifying accounts + Free Notary Services Now Account A checking account which pays interest at the current rate on the ledger Minimum to Open: $1,000.00 Account Fees: $7.50 Base Service Charge if minimum daily balance falls below $1,000.00 in cycle period + Free Notary Services + Free Visa Check Card to qualifying accounts Money Market Accounts This account earns the highest rate of interest for cash management accounts. The average daily balance determines the interest rate this account earns. This is a cash management account and is allowed a limited number of transactions per month. Minimum to Open: $2,500.00 Account Fees: $7.50 Base Service Charge if minimum falls below $2,500.00 in cycle period. + Free Notary Services Savings Accounts An interest bearing account with a limited number of transactions per cycle. Minimum to Open: $50.00 Account Fees: If minimum average balance falls below $50.00 in the cycle period, a $5.00 Base Service Charge will be assessed. A $1.00 fee per withdrawal after 6 withdrawals in cycle will be assessed. + Free Notary Services + Free Visa Check Card to qualifying accounts IRA's Individual Retirement Accounts: We offer Traditional, ROTH and Educational IRA's. Certificates of Deposit Terms ranging from 3 month to 36 months $500.00 minimum deposit to open Substantial penalty for early withdrawal Rates available on request Other Account Fees The following fees apply to all of your accounts with us: Levies & Garnishments: $35.00 Research: $20.00/hr with a $20.00 minimum The following fee applies to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts: Account Reconciliation: $20.00/hr with a $20.00 minimum The following fees apply to Checking, NOW Accounts and Money Market Accounts: An overdraft fee applies to overdrafts created by check, in-person withdrawals or other electronic means: Overdraft Charge: $25.00 per item NSF Payment Fee: $20.00 per item Stop Payment Fee: $15.00 per item Visa Check Card Monthly Fee: Free Manual Card Replacement Fee: $5.00 Miscellaneous Fees and Charges Amortization Schedule: $5.00 Balance Inquiry: Free Cashier's Check/Money Order: $5.00 Coin Counting: Free Dormant Account: $5.00 Escrow Fees: $25.00/year annual pay Escrow Fees: $50.00/year monthly pay Fax - Outgoing: $2.00 for 1st page, $0.50 for additional pages Fax - Incoming: $3.00 for 1st page, $0.50 for additional pages Night Deposit Service: Free Notary Fees: $10.00 for non-customers, free for bank customers Photo Copies: $0.50 per copied page Print Out Inquiry: Free Wire Transfers: $15.00 Direct Deposit Preauthorized EFT's: Free + Accept direct deposits from t he US Treasury Department to your checking or savigns account + Accept direct deposits from your employer or other financial institutions to your checking or savings account Safe Deposit Box 3 x 5 x 24: $12.00 3 x 10 x 24: $12.00 10 x 10 x 24: $45.00 5 x 5 x 24: $15.00 5 x 10 x 25: $30.00
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